How Much Does an In-ground Pool Cost?

The typical price range for installing an in-ground pool is approximately $32,410 to $60,870 , with an average cost of $45,580.

The typical price range for installing an in-ground pool is approximately $32,410 to $60,870, with an average cost of $45,580. A small-scale project with budget-friendly surface materials could cost as little as $21,500, while larger concrete pools with several add-ons may cost as much as $135,000.  

Unlike above-ground pools, in-ground pools are a permanent addition to your property that can add resale value to your home. They come in various shapes and designs giving you full control over the aesthetics of your backyard. Building an in-ground pool on your property will add long-term maintenance costs to the total price of installation, which is important to consider before committing to such a project. 

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Average costs

National average cost$45,580
Typical range$32,410 – $60,870
Extreme low-end cost$21,500
Extreme high-end cost$135,000

Installing an in-ground pool typically costs between $32,410 and $60,870, depending on the pool’s design and surface material. Unless you are an experienced pool builder, this is not considered a DIY project. The national average cost of $45,580 does not paint the full picture, as some homeowners end up paying more than double or less than half this amount. 

But how can an in-ground pool cost as little as $21,500 or as high as $135,000? This pricing guide will take an in-depth look at what determines the overall cost of installation. It will cover the surface materials, pool designs, and other necessities (pool maintenance) that affect pool prices and other long-term costs. 

Cost estimator by pool material

The type of surface material is a key factor in determining the installation cost of an in-ground swimming pool. When deciding which way to go, take into consideration the following:

  • How long it takes to install the material
  • Price range
  • Long-term maintenance costs
  • Durability 
  • Customization 

The three most common materials for in-ground pools are: vinyl-liner, fiberglass, and concrete. Each material has its own set of pros and cons, helping you make the best possible choice for your dream pool. 

MaterialAverage cost
Vinyl-liner$24,000 – $44,000
Fiberglass$24,335 – $70,000
Concrete$31,000 – $71,665

Vinyl-liner

Homeowners typically pay between $24,000 and $44,000 for a vinyl-liner pool, making it the most affordable pool type. It offers quick installation and lower maintenance needs than concrete, but is not as durable. Vinyl-liner is much more versatile than fiberglass, allowing you to build and design the inground pool you have longed for. 

It is important to note that the liner requires replacement every 7 to 10 years, with prices ranging from $3,000 to $4,200

Pros:

  • Cheapest option
  • Soft to the touch
  • Non-porous surface makes it resistant to algae
  • Quick to install
  • Will not crack from soil settlement

Cons:

  • High maintenance costs
  • Thin liner vulnerable to tears
  • Least durable
  • Vinyl-liner pools with steel walls aren’t very compatible with saltwater systems

Fiberglass

Fiberglass pools offer low maintenance costs and the quickest installation. With prices varying between $24,335 and $70,000, they are less affordable than vinyl-liner pools and have fewer customization options.

In some cases, the fiberglass pool’s shell could deteriorate due to the overuse of chemicals. Pros typically charge between $3,500 and $10,000 for resurfacing. 

Pros:

  • Lowest maintenance and long-term costs
  • Algae-resistant
  • Quickest to install
  • Fewer chemicals required
  • Shell of the pool requires little to no upkeep

Cons:

  • Limits in shape, design, and size
  • Crane required to lower shell into place
  • Very smooth surface making it easier to slip and fall
  • Difficult to recoat

Concrete/Gunite

Selecting this material for your pool is one way to bring the overall cost of installation closer to the extreme high-end. Concrete (or gunite) is the most expensive material, with prices varying between $31,000 and $71,665. However, concrete pools are extremely durable and offer a variety of customizable features, such as tanning ledges. 

You’ll need to perform an acid wash every 3 to 5 years to combat the growth of algae on concrete surfaces. This will cost between $290 and $400 on average. 

Pros:

  • Raises your property’s resale value
  • Comes in customizable shapes, sizes, and depth
  • Very durable
  • Resistant to moisture and pool chemicals

Cons:

  • Difficult to repair or replace tiles
  • Not very resistant to algae, surface must be regularly cleaned
  • High maintenance and resurfacing costs
  • Slowest to install (up to 12 weeks)
  • Most expensive material

Cost estimator by pool design 

Following the three pool types, the design of your in-ground swimming pool is an important factor that cannot be overlooked. The pool shape or design will have an impact on the installation and long-term maintenance costs. 

A small and relaxing spool could cost as little as $12,250, while a mesmerizing infinity pool may cost as much as $130,000

Here are the common in-ground pool designs and their average costs:

In-ground pool designAverage cost
Semi-inground pool$6,500 – $24,750
Spool/Plunge/Cocktail pool$12,250 – $24,750
Hot tub$12,665 – $21,665
Lap pool$30,000 – $67,500
Saltwater pool$25,375 – $64,060
Lagoon pool$50,000 – $150,000
Infinity pool$57,500 – $130,000
Indoor pool$63,335 – $206,665

Saltwater pool

Saltwater pools have grown in popularity and are generally considered as a better alternative to conventional pools (chlorine). The soft and smooth water is gentle on the skin, hair, eyes, and swimwear. 

Maintenance costs for this type of pool are lower than conventional pools, ranging from $920 to $1,625. You can also convert a chlorinated pool into a saltwater system, which will cost you anywhere from $500 to $2,110 depending on your pool’s size. 

Semi-inground pool

With a semi-inground pool, you get the best of both worlds. It combines the positive attributes of above-ground and in-ground pools to make it an affordable and worthy investment. Sturdier than above-ground pools, semi-inground pools are very durable with corrosion-resistant materials. 

A semi-inground swimming pool can be installed for $6,500 and $24,750. This type of pool requires regular maintenance, with an annual cost between $1,065 and $1,800

Hot tub

In addition to relaxing and enjoying your outdoor space, hot tubs offer some great health benefits:

  • Helps burn extra calories
  • Relaxes the muscles and joints
  • Stimulates detoxification
  • Increases blood circulation

The typical price range for installing a hot tub is approximately $12,665 to $21,665

Cocktail/Spool/Plunge pool

If your backyard lacks the space for large pools, you can always go for the much smaller and affordable cocktail pool, spool, or plunge pool. These small pools cost $12,250 to $24,750 on average. 

The spool is basically a small pool with a built-in spa. Cocktail pools are ideal for small gatherings, aesthetically pleasing, and ideal for urban areas with small yards. 

Finally, plunge pools are small yet deep pools designed for lounging. Plunge pools are not suitable for regular or lap swimming, but you can certainly perform other exercises such as water aerobics.

Lap pool

This type of pool is accessible for all ages and ideal for lap swimming, allowing you to:

  • Build muscle and burn calories
  • Increase lung capacity
  • Lower blood pressure

Lap pools usually range from $30,000 to $67,500

Lagoon pool

Lagoon pools are among the most diverse and popular pool designs, helping you create your own tropical backyard oasis. The aesthetically pleasing features come at a high cost of up to $150,000, making it one of the more expensive options. Maintenance costs for this type of pool are also high, letting homeowners think twice about installing a lagoon pool. 

Infinity pool

Infinity pools are ideal for properties surrounded by beautiful scenery. They are quite stunning and add plenty of aesthetic value to your outdoor space. Infinity pools can be built on sloped ground and require little more maintenance than other conventional pools. 

This type of pool typically costs between $57,500 and $130,000, making it another pricey option. 

Indoor pool

If you wish to swim all year round, then indoor pools are the way to go. Indoor pools allow you to control the water’s temperature and advance your workout routine. Additionally, they require less chemicals and maintenance. 

Homeowners typically pay between $63,335 and $206,665 for indoor pools. 

Other factors that affect cost

These factors might be overlooked by some homeowners, but most of them are necessities to protect your investment. Besides the pool types and designs, five factors can affect the cost of an in-ground pool installation: pool size, permits, maintenance, increased property taxes, and increased insurance. 

Pool size

As viewed in the previous section, large pools such as lap pools cost more than hot tubs or cocktail pools. On average, the cost of installing an in-ground pool ranges between $50 to $125 per square foot

Permit

Building an in-ground pool in your yard would require a permit, a factor you should not forget to include in your swimming pool budget. On average, a permit will cost you anywhere from $475 to $1,900

Maintenance

Pool maintenance is a necessity you cannot avoid when installing an in-ground pool. It is an annual expense that will cost you between $1,065 and $1,800 on average. You can hire a professional to maintain your pool, or do it yourself if you possess the knowledge and experience. 

Increased property taxes

In-ground pools that increase your property’s resale value might lead to an increase in property taxes. Just like with maintenance, property tax is another long-term cost to consider before installing a pool. 

Increased insurance 

A lot of pool-related activities are fun and entertaining, but they might also cause injuries. This could lead to an increase in homeowner’s insurance. 

Related services

Add-ons

Add-ons and extra services would generally raise the installation cost. They are not necessities for those on a tight budget, but can certainly add more aesthetic value to your pool and backyard.

Some of these upgrades include:

  • Pool lighting
  • Pool enclosure
  • Diving board
  • Pool slides
  • Pool cover
  • Pool water features 
ServiceTypical price range
Pool lighting$620 – 1,570
Pool enclosure$6,330 – $19,670
Diving board$365 – $5,000
Pool slides$885 – $16,000
Pool cover$390 – $2,400
Pool water features$1,500 – $21,665

Landscaping

A messy and unattractive pool area won’t leave much of an impression on your guests. Boost the curb appeal and hire a pro to take care of all your landscaping needs. 

Below are some landscaping projects with their average costs:

ProjectAverage cost
Curbing and edging$700 – $1,750
Lighting$2,100 – $4,900
Tree removal$385 – $1,070
Tree planting$25 – $3,000
Pergola installation$2,100 – $6,000
Gazebo installation$5,365 – $9,025

Cost by location

The swimming pool costs in this pricing guide are national averages.

In addition to all the factors mentioned above, where you live can significantly increase or decrease the cost of installing and maintaining an in-ground pool. Excavation and sloping are some examples of additional costs, especially if your area is hilly or surrounded by rocky soil. In-ground pools will generally cost more in urban areas due to higher material and labor costs. 

FAQ about in-ground pools

What type of in-ground pool requires the least maintenance? 

Fiberglass pools generally have the lowest maintenance costs compared to vinyl-liner and gunite pools. This material was built to last for decades with minimal need for replacement or repairs. Despite not offering various customization options, fiberglass is the best surface material for pool owners looking to avoid high maintenance costs. 

Can a pool cover help reduce energy costs?

A swimming pool cover can reduce heating costs and water evaporation (largest source of energy loss). Though not mandatory, installing a pool cover could reduce heating costs by 50% to 70%

Do I need to drain the pool every year? 

While there is no definitive answer to this question, experts suggest that you should drain and refill your in-ground pool every 3 to 5 years. Doing so will keep your water clean and extend the lifespan of your swimming pool. 

Final thoughts

Installing an in-ground pool has a lot of benefits, so long as homeowners are aware of the long-term costs associated with them. Pool prices go higher with certain pool types, such as shotcrete, but they can significantly increase the home’s value. 

Overall, in-ground pools give homeowners plenty of reasons to invite friends and family over for barbecues and other entertaining activities.
Do you picture yourself having drinks in your very own cocktail pool? Find a local professional to start creating the ultimate backyard experience.

Note: Lawn Love may get a referral fee for matching you with contractors in your area.

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Jeffery Keusseyan

Based in the south of France, Jeffery holds a master of science degree from the International University of Monaco. His hobbies include hiking, cycling, and traveling across Europe.